Horror movieshave the power to make us fear for our lives, but there are not a lot that genuinely claim to be so scary you need a life insurance policy in case you die of fright. However, there was one1950s horror filmthat was so sure of its terrifying impact on viewers that it did just that. This was a level of precaution that was not even required for laterinfamous movies such asJaws, which elicited emotional responses from the audience, causing sleep disturbances, anxiety, and even a case of cinematic neurosis.
Another horror movie that caused similar hysteria wasthe notoriously traumatizing filmThe Exorcist, which reportedly caused adverse physical reactions from the audiences, who fainted and vomited due to the intensity of what they were witnessing onscreen. While these were examples ofmovies so scary that they actually caused genuine panic from those in the theater, not even these classic films required a life insurance policy. That esteemed honor stands with just one film, and it was a movie claimed to be so scary the filmmakers didn’t want to take any chances of being liable for an unfortunate fatality.

Macabre Offered Life Insurance Certificates To People In The Audience
Filmgoers Received A $1,000 Life Insurance Policy Should They Die Of Fright
In 1958, director William Castle releasedMacabre,a movie he claimed was so scary that he offered the audience a certificate for a $1,000 life insurance policyfrom Lloyd’s of London (viaCollider) in case they found the film so terrifying that they literally died watching it. Telling the story of a doctor’s daughter who is kidnapped and buried alive, this race-against-the-clock narrative combined horror and suspense as he had just five hours to find and rescue her.
As an elaborate and unique way to guarantee viewers will at least be curious to check out the film, Castle pushed things even further by having fake nurses in the lobby who were supposedly on hand to deal with any medical emergencies that might occur once the film started screening.

Macabrecertainly accomplished its mission of drawing brave audience members to the theater.
Macabrewas just one example of Castle’s unique talent in the horror genre, and he would go on to direct the undisputed classicHouse on Haunted Hillthe following year. While no one ended up cashing in their life insurance policy,Macabrecertainly accomplished its mission of drawing brave audience members to the theater, as some estimates claim (viaShowmanship) it grossed up to $5 million at the box office.
Was Macabre Really Scary Enough To Warrant Life Insurance?
This Promotional Gimmick Helped Pique Audience Interest
It’s blatantly clear thatMacabre’slife insurance policy was a clever marketing tool that had more to do with spreading the word about the film than it did with an actual concern for people’s safety or lives. While the movie was likely scary to audiences back in 1958,the truth wasMacabrewas a mostly forgettable release, and Castle would go on to make much better movies in the years that followed. However, it also stood as the director’s first great gimmick and proved that clever guerrilla marketing tactics like this could really work in a film’s favor.
Director William Castle was known for churning out impressive B-movie horror films on a low budget with a quick turnaround. However, movies likeThe TinglerandHouse on Haunted Hillhave become cult classics, and he was even a producer on the all-time great Roman Polanski horrorRosemary’s Baby.
The insurance policy and nurses weren’t the only ways that Castle ensured audiences were curious aboutMacabre. In an impressive display of showmanship, Castle emerged at the premiere forMacabrefrom a coffin and in a Minneapolis theater actually sealed himself inside a coffin just like the kidnapped child in the story. While Castle made mostly low-budget horror movies, the way that he promoted his films with clever gimmicks became his trademark in the years that followed. The truth wasMacabrewasn’t scary enough to warrant a life insurance policy, but it did earn it a spot in horror history.